Commission tracking software for insurance agencies
ClearComp calculates producer commission on the production you record — splits with CSRs and agency owners, overrides, tiered ladders and clawbacks included — and gives every producer a portal that shows how their payout was built.
Why agency commission is hard to track
- Shared books
- Producers, CSRs and agency owners share credit on the same business, at different percentages.
- Production ladders
- Rates step up as a producer's production crosses thresholds, and retro ladders reprice the whole period.
- Clawbacks
- Cancelled policies and chargebacks have to come back out of a later payout, visibly.
- Producers who want proof
- Every producer wants to see the math behind their check, not a single number.
How ClearComp handles it
- Split codes
- Name each producer–CSR–owner arrangement once; record production against it.
- Overrides
- Pay agency owners or managers a percentage of a producer's commission.
- Tiered ladders
- Retro, step-up and retro-to-step-up tiers, for example 25% up to $300K, 40% above.
- Adjustments and clawbacks
- Correct or claw back any payout with a recorded reason and a full audit trail.
- Draws and salary-plus
- Guarantee new producers a minimum with forgivable or non-forgivable draws.
- Producer portal
- Producers see production, pace to goal and every payout line by line.
A clawback, shown honestly
| Commission earned this month | $3,200.00 |
|---|---|
| Clawback: cancelled policyRecorded as an adjustment with a reason. | −$400.00 |
| Net payout | $2,800.00 |
Insurance commission questions
Can ClearComp split commission between producers, CSRs and agency owners?
Yes. Create a split code for each arrangement — for example producer 70%, CSR 30% — and record production against it. Each person's share runs through their own plan.
How are chargebacks and cancelled policies handled?
Record them as adjustments on the producer's payout. Adjustments can claw back, correct or add to any payout, and every change is kept in the audit trail.
Does ClearComp download carrier statements?
Not today. Upload production by CSV using ClearComp's template, or enter it in the admin panel. CRM sync is on the roadmap.
Can I track the carrier or line of business on each sale?
Yes. Add custom fields to sales — such as carrier or line of business — and they're recorded with every entry.
See pricing, the commission glossary, or how commission splits actually work.
See how ClearComp pays your reps
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